Gayla Cagle
Kim Mitchell
Kim is a graduate of Auburn University with a degree in international business and she is fluent in Spanish. She has worked in the finance industry for over 27 years and has specialized in mortgages for 23 years. Her goal for her clients is to help them make the best financial decision about one of the most important aspects of their lives – homeownership. Whether clients are purchasing or refinancing, ensuring they are educated about the homebuying or refinancing process is her top priority. Integrity, professionalism and great service are key qualities of her team at Capital City Home Loans.
Kim is a breast cancer survivor and has had the honor of speaking at several breast cancer awareness functions as well as helping individuals going through the tough and emotional process of fighting cancer. She has walked the Susan G. Komen 3-day 60-mile walk to raise money for breast cancer research four times so far! Her “loves” include tennis, exercise, health, supporting animal rescues, helping senior citizens and the patriotic support of her country. She is blessed to have been married to her husband, Smith, who is a DeKalb County fireman, for 29 years and is very proud to be a military mom!
Michelle Small
Michelle Small is a Georgia-based Realtor®, Associate Broker, and business owner focused on strategic growth, property acquisition, and client advocacy. Serving Walton County and surrounding areas, she brings a results-driven approach backed by industry designations and a commitment to professionalism and ethical leadership. Michelle is passionate about building strong communities, supporting fellow agents, and delivering exceptional experiences in every transaction.
Todd Everette
Michael “Todd” Everette began his career in the mortgage industry in late 2010 and obtained his license in early 2011. Since then, he has been dedicated to helping a wide range of clients—from first-time homebuyers to seasoned investors and returning clients—navigate the home financing process with confidence.
Todd enjoys working with buyers at every stage and takes pride in being part of one of life’s most meaningful milestones. For him, nothing compares to seeing a client receive the keys to their new home.
He has also been an active member of the Walton-Barrow Board of REALTORS® Association for over 14 years, serving in various roles including affiliate membership and chairing or co-chairing the association’s largest fundraising events.
Outside of work, Todd enjoys spending time with his family and attending music and sporting events.